Québec Resources

Corporation de développement économique montagnaise (CDEM)

Office Locations	Uashat, QC
Mailing Address	110-1005 Boulevard Laure, Uashat, QC G4R 4S6, Canada
Phone Number	(418) 968-1246  Toll-Free: 1 (800) 463-2216
Email	info@cdem.ca
Fax Number	(418) 962-2449

Financial Offerings

1. Term Loan

   • Maximum 15 years.

2. Temporary Loan

   • Maximum 1 year.
   • Interim financing available while awaiting an inflow of funds from a government agency or other body.

3. Micro-loan 

   • Maximum loan amount is $20,000 (min. $2,000).
   • Program in partnership with the Business Development Bank of Canada (BDC).

 

Eeyou Economic Group / CFDC Inc. (EEG)

Office Locations	Waswanipi, QC
Mailing Address	12 Poplar Street, Waswanipi, QC, J0Y 30
Phone Number	(819) 753-2560
Fax Number	(819) 753-2568

Financial Offerings

1. Youth Strategy Program

   • Help Cree youth entrepreneurs start or purchase a new business, or modernize/expand their existing operation.
   • Youth ages 18-35 are eligible.
   • Interest-free loan from $5,000 to $25,000 for 24 months.

2. Term Loan 

   • Amount and term for loan dependent on borrower's repayment capacity.
   • See diagram for more information.

 

Nunavik Investement Corporation

Office Locations	Kuujjuaq, QC
Mailing Address	1140 Imitavik Rd, Kuujjuaq, QC J0M1C0
Phone Number	(514) 232-0882
Email	david@nunavikic.com

Supports Nunavik's socio-economic growth through financial programs, investments, mentorship, and technical support for entrepreneurs and small businesses. 

 

Société de crédit commercial autochtone (SOCCA)

Office Locations	Wendake, QC
Mailing Address	2936, rue de la Faune, bur. 200, Wendake, QC, G0A 4V0
Phone Number	(418) 842-0972  Toll-Free: 1 (800) 241-0972
Email	administration@socca.qc.ca​
Fax Number	(418) 842-8925

Financial Offerings

1. Term Loan

   • 10% down payment required.
   • Amount and term for loan dependent on borrower's repayment capacity.
      

2. Indigenous Women's Entrepreneurship Program

   • Intended for Indigenous women starting their business. Businesses must be over 50% Indigenous women owned.
   • Maximum loan of $20,000 for a maximum project cost of $60,000 with potential for non-repayable contribution.
   • 5% down payment required.
      

3. Aboriginal Business Financing Program (ABFP)

   • Private project: $99,999 maximum contribution.
   • Community project: up to $1,000,000 for a business project carried out by a band council.

 

Tewatohnhi’saktha Business Loan Fund (Tewa)

Office Locations	Kahnawake, QC
Mailing Address	P.O. Box 1110, 2 River Road  3rd Floor – Kahnawà:ke Business Complex   Kahnawà:ke Mohawk Territory, Qc J0L 1B0
Phone Number	(450) 638-4280  Text: (438) 969-7578
Fax Number	(450) 638-3276

Financial Offerings

1. Business Loan Fund

   • Direct loan financing to a maximum of $100,000.
   • Loan guarantees assist businesses in obtaining commercial loans in the form of collateral of 40% of the loan up to a maximum of $110,000.
      

2. Kahnawà:ke Youth Business Fund (KYBF)

   • Direct loans at a maximum of $15,000 for youth, ages 15 to 35.
   • Fund offers:
     • Interest rate of prime + 4% (not to exceed 8.5%);
     • Low fee-only payment option for the first year; and
     • 75/25% Forgiveness Benefit whereby 25% of the loan is forgiven once 75% is repaid in a timely manner. 

Corporation de développement économique montagnaise (CDEM)

1. Indigenous Business Development Program (le Programme de développement des entreprises autochtones)

   • Maximum Contribution:

     • Private Project: Up to $99,999.

     • Community Project:  Up to $250,000.

   • Business is required to cover 10% of total project cost.

   • To qualify for the non-repayable contribution, it is mandatory to obtain a commercial loan of at least 30% of the financing package.

2. Business Plan Assistance (Aide au plan d'affaires)

   • Obtain two quotes if under $25,000 and three quotes if over $25,000.

   • Proposals must include:

     • A work plan.
     • A detailed budget.
     • A detailed list of relevant direct experience from the third party business to complete the work.
     • A resume outlining the skills and experience of the prject team to  complete the business plan.

3. Indigenous Women Entrepreneurship (Entrepreneuriat féminin autochtone)

   • Micro-loan and non-repayable contribution: maximum $20,000. The micro-loan and contribution are issued together for a total amount not exceeding $20,000.
   • Business owners must be 18 years or older. Business must be 50% female owned from the Innu communities of Quebec or Naskapi community.
   • Entrepreneur must cover 5% of total project cost.

 

Tewatohnhi’saktha Business Loan Fund (Tewa) 

1. Business Assistance Fund
   • Grant up to $25,000 for business start-up or expansion.
   • Must complete the Entrepreneurship Program to apply. 
2. Business Contribution Fund
   • Non-repayable contributions to eligible Aboriginal clients and organizations interested in starting or expanding a business.
3. School/Training Fund
   • Grant for tuition and living expenses for vocational schooling, academic upgrading, or certification training.
4. Professional Services Fund
   • Covers 75% of professional costs, up to a maximum of $1,000 for business services.
5. Marketing Program Fund
   • Covers 75% of marketing costs, up to a maximum of $1,250.

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Institution Location(s)
Phone Number	(XXX) XXX-XXXX  Toll-Free:
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First Nations Lands Managers Association for Quebec & Labrador

Training Offering (services offered)

1. Training and Development 

   • Providing professional development opportunities for Indigenous Lands Managers through specialized training and education. Multi-day technical trainings are typically held in person, while interactive webinars are offered throughout the year to address emerging issues and specialized topics. 

2. Additions to Reserve 

   • Additions to Reserve (ATR) is the process of adding land to an existing First Nation reserve or creating a new reserve, led by the First Nation with support from Indigenous Services Canada and CIRNAC, and typically involves several years of planning, approvals, and consultations. While complex, the process can provide long-term benefits such as increased land base, access to resources, and opportunities for economic and community development. 

3. Estates Management 

   • Provides hands-on training, guidance on ISC forms, and one-on-one support to assist lands managers and estates officers in empowering their communities. 

National Aboriginal Lands Managers Association (NALMA)

Location(s)	Curve Lake, ON
Phone Number	(705) 657-7660  Toll-Free: (877) 234-9813
Email	info@nalma.ca

Training Offering (services offered)

1. Additions to Reserve 

   • NALMA’s ATR Unit provides training to First Nations across the country in the additions to reserve (ATR) process. 

2. Lands Technical 

   • The Lands Technical Unit is responsible for providing technical land support services, project management, undertaking active outreach, and engagement activities, building capacity and resources, advising on professional development opportunities to assist First Nations and the Regional Lands Associations (RLA) with their land management project needs. 

3. Land Use Planning 

   • Supports First Nations communities across Canada in developing and implementing community-based land use plans through training, technical assistance, outreach, and resource development. The unit helps build local capacity by providing workshops, advisory services, funding support identification, and tools that promote sustainable land management while preserving cultural values and community priorities. 

4. Professional Development 

   • The Professional Development Unit is responsible for promoting and providing training and development opportunities for First Nation land managers.

5. Survey

   • The Survey Unit provides guidance and support to First Nations in all aspects of surveying, mapping, and geographic information systems (GIS).

6. Specialized Training

   • Introduction to Land Management Toolkit, Land Regimes Toolkit, Locatee Leasing Toolkit, Commercial Leasing Toolkit, Reserve Land Designations Toolkit, Additions to Reserves and Reserve Creation Toolkit, Survey Toolkit, Estates Management Toolkit, Land Use Planning Toolkit, Sample Leases, and Land Management Manual. 

7. Professional Lands Management Certification Program (PLMCP)

   • Developed by NALMA in partnership with Indigenous Services Canada and subject matter experts, the PLMCP provides nationally recognized certification for First Nations Land Managers. The program combines post-secondary and technical training to ensure participants have the knowledge, skills, and ethical standards required for professional lands management.

8. Reserve Land and Environment Management Program (RLEMP)

   • RLEMP is a capacity-building program that helps First Nations develop the skills, knowledge, and tools needed to manage reserve lands, natural resources, and environmental responsibilities under the Indian Act. The program provides increasing levels of authority and responsibility as communities build their land management capacity.

9. First Nations Land Management Act (FNLMA)

   • The FNLMA enables participating First Nations to assume greater control over their reserve lands and resources by developing and ratifying their own Land Code. Once implemented, communities gain law-making authority over land management and operate independently of many Indian Act land management provisions.

10. Comprehensive Self-Government Land Regime

    • Comprehensive self-government agreements provide Indigenous governments with greater authority over their internal affairs, including land governance, law-making, and service delivery. These agreements establish community-specific governance structures that reflect the unique needs, priorities, and traditions of each Nation.